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Cane Heritage Realty
560 Front Street
Natchitoches, LA 71457
Phone: 318 357-8220

caneheritage@suddenlinkmail.com

Licensed in Louisiana

Thank you for visiting today!  If this is your first visit, take your time and look around.  Our site contains a lot of valuable information and resources for you to take advantage of.  If you are a return visitor, welcome back!  For assistance, please call or email us anytime.  Our team of Natchitoches real estate experts will provide you with the best service and results. 

 

LINKS

 Natchitoches Online

 Natchitoches.net

 City of Natchitoches

 Natchitoches Chamber of Commerce

 Northwestern State University

 Retire Natchitoches

 Realtor.com

 GreatLouisana.com

 HomeGain.com

natchitoches-realestate.com

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Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.

It is still true that the better qualifications you have, the lower your interest rate will be. However, there are mortgages available for almost everyone; it's the interest rates or the down payments that vary.

Before speaking with a lender, know what monthly dollar amount you feel comfortable committing to. Then when you discuss mortgage pre-approval with your lender, it is easier for you to determine the monthly amount and what value of home the monthly amount translates into. Do not put yourself in the position where you will be paying more each month than you intended simply because the dream home requires it.

Do your research on the types of mortgages available to you and find the one that best suits your needs. There are a number of considerations to be made in terms of finding the best mortgage for each individual:

  • What type of market are you in? Are the interest rates falling or rising?
  • Do you want a fixed mortgage rate, where you will always know what your payment is going to be?
  • What are your long-term goals? Do you intend to resell the property? Do you only need the mortgage for a short time?
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